Refinancing

  • refinancing existing debts
  • possible consolidation of several existing debts into a single liability towards one bank
  • settlement of existing liabilities with a possibility of additional financing

Reduce cost and simplify the management of your finances by consolidating existing debts into a single debt in one bank. Both short-term and long-term liabilities may be refinanced, including leasing, credit cards, liabilities in savings and loan associations, etc. In addition to refinancing, additional financing is available along with the settlement of existing liabilities.

Refinancing models

Investment loans

This loan serves to finance investments in modernisation and/or expansion of operations, business and warehouse premises, land, fleet, vessels and other fixed assets.

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Permanent working capital loan

These loans are intended for long-term financing of working capital that needs to be available in order to ensure quality operations, i.e. an increase in turnover and profit along with a stable cash flow.

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Revolving loan

You can use revolving loans to finance occasional needs for additional working capital, occasional liquidity maintenance and financing export transactions and preparation

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Working capital loan

It enables you to finance working capital, e.g. inventory procurement or settling trade payables, but also to finance import through open letters of credit, payments to foreign suppliers, etc.

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