Visa Gold Debit

Strictly for golden experiences

The contactless Visa Gold debit card is specially designed for Erste Gold and Erste Gold Plus package users. Apart from standard payment possibilities, with Visa Gold you can make cash withdrawals from ATMs in banks abroad – without additional fees.

Get cash now, repay later

With Erste Rate, you can withdraw cash now and repay it later – in instalments. Moreover, you can pay in instalments in selected stores and track everything even to the slightest details in your NetBanking and mBanking web and mobile apps.

Contactless experience

Why part from your Erste Visa debit card when you can execute contactless payments and withdraw cash – both locally and globally.

Frequently Asked Questions

Due to our decision on business cooperation with Visa, we will replace our users’ existing debit cards with new Visa debit cards during 2020, free of charge.

Due to security and legibility, the data on your new Visa debit card is located on its back.

You can continue using your existing PIN with your new Visa debit card.

To prevent misuse, all Visa debit card are sent inactive, which means that before you can start using it, you have to activate it in one of the following ways:

  • on Erste Bank’s ATM’s by inserting the card in the reader, which automatically activates your card
  • via NetBanking or mBanking for private users
  • by calling our Contact Centre
  • in Erste Bank branch offices

When you activate your card via online banking, phone call or in the branch office, it becomes active (i.e. ready for use) within 30 minutes or 4 hours.

Unfortunately, no. You can have only one active card per account. Activation of the new card automatically blocks the old card regardless of the expiry date.

All existing active Maestro and Mastercard debit cards will be replaced by end of July 2020 at the latest.

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