Cash withdrawals at ATMs with repayment in instalments
3, 6, 9 i 12 monthsFirst instalment will be charged using your current account one month after transaction date
One-time feeDepending on selected repayment term
653 ATMsYou can withdraw cash at any Erste bank ATM and repay in instalments
One-time fee is charged when cash is withdrawn and calculated based on the number of instalments: 3 instalments – 1.50% (effective interest rate 9.40%), 6 instalments – 2.70% (effective interest rate 9.80%), 9 instalments – 3.80% (effective interest rate 9.76%), 12 instalments – 4.90% (effective interest rate – 9.78%). Effective interest rate has been calculated for given number of instalments.
Representative example – if 1,800 kuna is withdrawn at an ATM on 1st of July 2016 using Erste Maestro Pus service, and 12 instalments are selected, one-time fee of 4.90% shall be charged immediately and will amount to 88.20 kuna. Effective interest rate is 9.78%. Monthly interest rate is 150.00 kuna, and total amount to be repaid by the client is 1888.20 kuna.
Shopping at contracted points of sale
3, 6, 9 and 12 monthsPossible one month delay for first instalment
No fees or interest ratesAt contracted points of sale
Number of points of sale
Over 6600List of points of sale can be found below