Erste Cash Loans for Retired Persons

  • retired person can be 78 years old at the time of last annuity due date
  • no guarantor or deposit
  • fixed interest rate during entire repayment period
  • collaterals: consent to wage garnishment and a promissory note, both solemnized
  • for pensions above 1,500 kuna

Cash loan in euro

Key Information

annual interest rate

6,90% fixed

maximum amount

8.000 euro

maximum repayment term

7 years

*For listed terms and without loan processing fee, effective interest rate as of 01/01/2018 (EIR) is 7.27%, monthly annuity is 158.03 euro and total repayment amount is 9,513.80 euro. Client status is obligatory.

Cash Loan in kuna

Key Information

annual interest rate

7,00% fixed

maximum amount

60.000 kuna

maximum repayment term

5 years

*For listed terms and without loan processing fee, effective interest rate as of 01/01/2018 (EIR) is 7.38%, monthly annuity is 1,188.07 kuna and total repayment amount is 71,524.30 kuna. Client status is obligatory.

Collaterals

  • statement of agreement on the seizure of salary certified by a notary public 
  • IOU certified by a notary public

The Bank reserves the right at its sole discretion to request additional collateral.IOU certified by a notary public

statement of agreement on the seizure of salary certified by a notary public

Other financing options