Dreaming of a new home? We're here to advise you on loan terms that fit your needs and options. Choose the amount, repayment period, loan purpose – and dive into our offers. The quest for your new home starts online.
Key information
Amount
Up to
500,000 EUR
Repayment period
36 to 240
months
Rate
Fixed rate
from 36 to 120 months:
from 3,95% to 4,15%
from 121 to 240 months:
from 4,10% to 4,30%
Loan Purpose
Purchase of residential space (apartment, house, suite)
Building, extension, reconstruction or completion and maintenance of residential space
Purchase of building plots and municipal development
Adaptation of residential space
Purchase/construction of the garage, storage or parking space, with the purchase of residential space
Collaterals
The Bank accepts collateral that are situated in the Republic of Croatia.
- Consent to wage garnishment and a promissory note, both solemnized.
- Mortgage and property insurance policy to the benefit of the Bank. Maximum loan amount can be up to 60% of the estimated value of the pledged property.
The Bank reserves the right, in its discretion, to request additional security instruments
Loan costs
Fee for processing loan request |
without fee |
Estimated value of the real estate |
For loans insured with a lien on a real estate, it is necessary to estimate the value of the real estate at consumer’s cost. The value of the real estate is determined via estimation by authorised assessors acceptable to the Bank. |
Insurance costs: |
Real estate insurance policy - for loans insured with a lien on a real estate, it is necessary to insure the real estate by insuring property, at consumer's cost according to the price list of the insurance company. |
Other costs: |
Costs related to confirmation/solemnisation of the loan agreement and other notary fees and lien registry fees. |