Erste Plan+ Savings

Save and invest using a combination of term savings and investment funds.

  • 50:50 combination of fixed-term savings and investment fund
  • Benefit from both security of a savings account and extra profit from investment funds
  • Erste Plan Plus is not offered to non-residents.

If you cannot decide whether you would like to open a fixed-term savings account, or invest in investment funds, select a product that enables you to do both! Erste Plan+ is a combination of savings account and an investment product that enables you to open a fixed-term savings with single deposit without required purpose and obligatory investment in Erste Adriatic Bond investment fund that is managed by Erste Asset Management.

Key Information

Erste Plan+ Benefits

 

Fixed-term savings security

Save securely, and when your fixed-term period expires, you will get your deposit back, your interest rate, and on top of that, an extra premium that equals 16.50% of your interest rate, which will make up for tax and local income tax payment.

 

Investment

By investing in an investment fund, you can retain your money’s worth, make profit that is suitable to risk you have undertaken, and cash in on your investment in a short period of time. Funds management and monitoring is simple and flexible thanks to our NetBanking service.

 

Premium

Apart from interest rate, when your fixed-term period expires, you will also get a premium for your interest rate if the fixed-term period has been fulfilled and if the client still owns his/her fund shares at the end of such period.

More on Erste Plan+ Savings

Term

12 months and 1 day

24 months and 1 day

All amounts in kuna

1,30%

1,50%

Bank shall add an additional premium of 16.50% to your calculated interest rate to cover client’s expenses related to applicable savings tax and local income tax, thus the client will receive the full amount of applicable basic interest rate.

Term

12 months and 1 day

24 months and 1 day

All amounts in currency

0,40%

0,50%

Bank shall add an additional premium of 16.50% to your calculated interest rate to cover client’s expenses related to applicable savings tax and local income tax, thus the client will receive the full amount of applicable basic interest rate.

Term

12 and 24 months

All amounts

16,50%

You are already using NetBanking or mBanking?

Request your savings now!

 

Additional Queries

Please contact our sales team.

 

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