Agricultural financing for EU projects
Commercial investment loan for farmers and food processors for financing land, buildings and/or business facilities, equipment and machinery, perennial crops or nucleus herds.
Investment loans enable you to finance investments in modernisation and/or expansion of your operations, diversification of your branch and manufacturing plants, business and warehouse premises, land, fleet, vessels and other fixed assets.
Key Information
Loan amount
up to 80% of the total value of the investmentTerm of
up to 10 yearsGrace period of
up to 2 yearsWe have tailored standard investment loans to the needs of EU co-funded projects.
Loan processing and documentation are compliant with the requirements of the calls for proposals, primarily those for SMEs and research activities, but also for other areas that are published within European Structural and Investment Funds and Next Generation EU.
Investment loans for EU projects provide an optimal combination of different sources of funds and a steady cash flow for a smooth execution of the project. We also issue letters of intent (binding or non-binding) if required by the call for proposal as an obligatory document or a document gaining additional points. A binding letter of intent proves that a bank loan has been granted, while a non-binding one confirms the bank's willingness to consider financing the project.
The documentation needed to approve the loan is compliant with the documentation needed to obtain an EU grant, in particular in terms of requirements related to the business plan. In order to facilitate the approval of the loan, while preparing the business plan, it would be advisable to ask your banker what the realistic interest rate range to be specified in the plan is as well as an opinion regarding the planned financing structure, especially regarding the ratio of financing from different sources and the cash flow. Your banker can also give you information on the timeline for issuing bank documents with regard to the phases of project application, evaluation and implementation.
An additional advantage of these loans is the option of early repayment from the EU grant without paying a fee for early repayment.
Related products
Agricultural financing for EU projects
Commercial investment loan for farmers and food processors for financing land, buildings and/or business facilities, equipment and machinery, perennial crops or nucleus herds.
