Permanent working capital loan

  • long-term financing of working capital
  • possible grace period of up to 12 months
  • possibility of financing VAT accrued for the investment

These loans are intended for long-term financing of working capital required to ensure quality operations, i.e. an increase of turnover and profit along with a stable cash flow. In addition to financing permanent working capital, this loan can be used as financing for procurement of raw materials, preparation and maintenance of agricultural production, financing of VAT accrued for the investment and financing investments in permanent working capital for expanding export activities.

Key features

Repayment

up to 7 years

Grace period of

up to 1 year

Repayment method

monthly instalments or annuities

Find out more about our related products:

Transaction account overdraft

Refinancing

Agricultural financing

Visa Business Debit

Erste mBanking for Business Clients

Erste NetBanking for Business Clients