Agriculture

With the continental climate in the plains on the North, Mediterranean climate in the coastline and mountain area in the central part, Croatia is characterised with three different geographical and climate units. Different types of terrains, climate and soil allows Croatia to produce wide assortment of agricultural products, from agrarian and industrial crops to vineyards and continental and Mediterranean fruits and vegetables.

Circumstances of agricultural industry

Favourable geographical and climate position, good traffic connectivity, vicinity of sea and river ports and developed transport infrastructure which characterise Croatia, are important factors for the development of modern, technologically innovative, competitive and adaptable agri-foodstuffs and fish industry. Despite firm development foundations, agriculture in the Republic of Croatia is characterised by the problem of disunion of agricultural sites, high prices of energy sources and mineral fertilisers, obsolete technologies, insufficient basic educational programmes for young farmers, humble surfaces with irrigation and the lack of specialisation of agricultural farms. Precisely for those reasons it is necessary to continuously improve agricultural sector as one of the basic directions for economic development of the Republic of Croatia. By quality investments in agricultural industry it is possible to solve or at least partially mitigate any of the mentioned problems and successfully compete with agricultural producers on the market. When entering in an investment, we will help you overcome all obstacles and be at your disposal by understanding all specificities of the industry, as well as your company.

Erste specialists for agriculture

EErste Bank has recognised agriculture as one of focus industries, to which it can through its financial products and services help in raising competitiveness and sustainability of agri-foodstuffs sector. Due to Croatian natural potentials and the importance of agriculture in the overall economy, Erste Bank has improved its service and founded a team of specialists with high expertise and knowledge in agriculture and all with the aim of quality support to its clients in the segment of small and middle enterprises. Sales team of specialists is acquainted with all trends and demands of agriculture and will help you structure optimum financial product and service package offered by Erste Bank, as well as Erste Group, adjusted precisely to the specificities of your industry and your company. With the support of your specialist you have the possibility to additionally improve your financial business with the possibility of free counselling about various issues from your industry.

By improving its service, Erste Bank offers you the possibility to consult an expert from your industry in following areas of agriculture:

  • farming
  • livestock
  • farming
  • fishing
  • forestry

By following financial wishes and needs of our clients, regardless of the segment of agricultural industry and all with the aim of raising quality of products, investing in new technologies, refinancing unfavourable loans, we offer specialised products and services intended precisely to your industry and your company.

Beside financial products and services and with regards to the business activity of your company, we are continuously thinking and creating:

  • personalised free workshops and educations called “Erste Academy” though which Erste Bank transfers its know-how to its clients by covering actual topics
  • newsletters
  • mobile phone applications though which market data and macroeconomic indicators are available
  • events/round tables on which particular organisations and experts participate

Goal which you strive towards is sustainable competitiveness of your agricultural farm regardless of the agricultural segment or region your are doing business in. By quality investments in your business and new innovative technologies, you will surely achieve and finally produce a product of better quality.

Expert advice of our specialists will help you choose the best product or service from the Erste Bank's offer with which you will improve your existing agricultural production and the overall financial business activity and boost and strengthen your market position.