June 3 2019 – Erste Card Club d.o.o. (ECC) has appointed Josipa Belić Head of the Risk Management Sector, and she will be in charge of the Strategic Risks Department, Collection and Bad Placements Department, and the Credit Risk and Monitoring Department. Josipa Belić comes from the banking sector, and has extensive experience in management, and risk assessment of legal and natural persons.

She started her career in 1993 as a book-keeper, joined Privredna Banka Zagreb in 1998, and worked there as a Relationship Manager in the Small Business and SME Division, Senior Credit Analyst, Deputy Executive Director in the Underwriting Division and Chief Internal Auditor in the Internal Audit Division. In 2017, she joined Sberbank, where she was appointed Head of Retail Risk Management. During her career in the banking sector, she has managed risk assessment teams in all business areas, as well as the collection of retail loans, with a constant focus on improving business processes and establishing efficient tactical solutions. Josipa Belić was born in 1975. She graduated at the Zagreb Faculty of Economics and Business in 1997, and received the title of Master of Economic Science in 2004. At the same faculty, she received her MBA title. In 2016, she received her Internal Auditor Certificate and became a Specialist for banks, financial institutions and the business sector.