Erste Current Account

Erste current account with a Visa Classic Debit card is intended for everyday business activities. Thanks to wide bank branch network and 635 ATMs throughout Croatia, you can always access your funds.

Erste current account can be adjusted to your needs by using additional services:

On-line Banking Services

Execute banking activities at any time and at any location

Visa Debit Card

Simple payments in Croatia and abroad

Erste Rate

Withdraw cash at ATMs and repay in instalments

Allowed Overdraft

Use additional funds available through allowed overdraft

Standing Order

Pay your bills using standing orders or direct debit

On-line Banking Services

Bank is where you are.

Whether you prefer to execute your banking activities at home or while you are on the move, our on-line banking services are perfect for you.

At any moment you can find out the balance of your accounts, credit cards and loans, pay your bills quickly and securely, start saving, buy GSM credit or set up a standing order.

Find out more about on-line banking services:

Erste Rate

For special occasions, relaxed trips, outstanding shopping or when you urgently need cash, and no funds are available on your account, you can use Erste Rate service:

  • ATM cash withdrawals with instalment repayment
  • shopping with instalment repayment and/or payment deferral at contracted points of sale without additional fees and interest
  • request Erste Rate service upon receiving your first salary on your current account

Allowed overdraft

Request allowed overdraft upon receiving your first salary on Erste current account, and take advantage of allowed overdraft.

Erste Rate service can be combined with allowed overdraft within defined limits.


Visa Classic Debit 

Apart from being one of the most widely accepted cards in the world, the new current account card offers contactless payment on points of sale in the country and abroad. It has unmatched acceptance on the internet and, with Erste Rate (instalments), ATM cash withdrawals or in instalments, as well as payments on points of sale under the same conditions.

Standing Orders and Direct Debit

Standing orders and direct debit can simply be requested using our mobile banking service Erste mBanking and our internet banking service Erste NetBanking, or in bank branches, enabling you to relax and let us worry about timely payments of your monthly bills.

Find out more about other account types: